Statutory long-term care insurance may be responsible for measures to improve the living environment (Section 40 (4) SGB XI). The prerequisite is the existence of a care degree. This financial support generally includes a subsidy of up to EUR 4,000 per measure. The subsidy is independent of income. If several people in need of care live together, a grant of up to EUR 16,000 can be applied for. However, a measure is only subsidized once, even if it benefits several people in need of care and the construction measures are carried out at different times. The grant can be applied for again if an illness or disability worsens.
In addition, costs for nursing aids are covered by the nursing care insurance if there is no obligation on the part of the health insurance fund to provide benefits. In this case, a co-payment (personal contribution of the person insured for long-term care) must be made. Larger technical care aids are often provided on loan, so that there is no co-payment.
Costs for consumable products are reimbursed up to EUR 40 per month by the long-term care insurance fund.